England Insurance: Social and health insurance
Let the Federation of Foreign Employees (BDAE) advise you! The BDAE e. V. was founded to help people plan and implement overseas stays. The BDAE offers a globally valid health insurance concept as well as further possibilities for optimal protection abroad.
The BDAE also offers products such as sick pay, unemployment, pension, accident, liability and legal expenses insurance with employee protection. If you go abroad for a longer period, international health insurance is very important.
Private health insurance
If you want private health insurance, you should call a specialist health insurer (eg BUPA or PPP).
Self-employed persons can also apply for a Statutory Sick Pay. However, certain conditions apply. For example, a confirmation from the doctor must be provided. To be protected in the event of illness, you must enroll in good time with a General Practitioner who is a member of the National Health Service (NHS).
There must be a motor insurance policy for every car in the UK. You risk high penalties, priceless liability payments and criminal proceedings if you build an accident without car insurance. The following insurance policies for your car are available in the UK:
This insurance is required by law. It covers potential claims for damages from third parties in the event of an accident.
Liability, fire and theft
The “Third Party, Fire & Theft – TPF & T” also covers damage to your car due to fire and theft.
The “Comprehensive” covers all the above cases and also damages to your car in the event of an accident as well as medical accident consequential costs.
You can choose different deductibles for most insurances. The insurance is then only for the rest of the sum. The higher the deductible, the lower the monthly insurance costs.
Insured persons who do not become unemployed through their own fault are entitled to unemployment benefits. You have to contact the nearest job center within 7 days.
The amount of benefits depends on the contribution periods. Employment periods from the EU / EEA countries and Switzerland can also be taken into account.
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